Freelance Tax Guide Pakistan 2026-2027 – PSEB Benefits & Budget Update
Learn how PSEB registration cuts your tax rate to 0.25%, the 80% rule, and why the budget matters for IT exporters. Complete guide for Pakistani freelancers.
Read More →👋 Hello, I'm
Practicing Chartered Accountant (ACA, ICAP)
Management Consultant based in Karachi, Pakistan
I help businesses across Karachi and Pakistan strengthen their finance function through financial reporting, internal controls, and practical business solutions.
Helping SMEs and growing businesses in Karachi and across Pakistan build stronger finance functions with structure and clarity.
I am Muhammad Kashan Dagha (MKD), ACA (ICAP), a Practicing Chartered Accountant and Management Consultant based in Karachi, Pakistan, helping SMEs and growing businesses build stronger finance functions.
My career began in audit and assurance, where I led engagements across multiple industries under International Standards on Auditing (ISA). This experience gave me a deep understanding of financial reporting, internal controls, risk assessment, and regulatory compliance.
Today, I work closely with business owners in Karachi, Lahore, Islamabad, and across Pakistan as a trusted finance partner, helping them bring structure, clarity, and discipline to their finance operations.
My areas of expertise include:
I believe accounting is more than compliance. Numbers should help business owners make better decisions, manage risks confidently, and grow sustainably.
My goal is simple: to provide financial clarity and peace of mind so that business owners can focus on building their vision while I take care of the numbers.
I help SMEs and startups in Karachi and across Pakistan build stronger finance functions through practical accounting, financial reporting, internal controls, and people advisory services.
Part-time finance leadership for businesses that need an experienced finance professional without hiring a full-time CFO.
Reliable accounting and reporting solutions designed to keep your business compliant and decision-ready.
End-to-end payroll and employee benefits support to ensure accuracy, compliance, and smooth employee transitions.
Helping businesses hire the right finance talent through practical evaluation and technical assessment.
Practical tax support to help businesses remain compliant and manage tax risks effectively.
Every plan includes professional bookkeeping services. The difference is the depth of support.
💡 Special Offer: Try Basic or Growth for your first month at just PKR 15,000 — let the results speak before you commit.
For salaried individuals in Pakistan – updated as per the latest Federal Budget. Enter your monthly salary and see your tax liability instantly, plus a Year‑on‑Year trend.
Try the Tax Calculator →Practical tips, best practices, and expert insights on bookkeeping, accounting, and finance for growing businesses.
Learn how PSEB registration cuts your tax rate to 0.25%, the 80% rule, and why the budget matters for IT exporters. Complete guide for Pakistani freelancers.
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Read More →Quick answers to the most common questions I receive from business owners in Karachi and across Pakistan.
I offer full-cycle bookkeeping in Karachi, including transaction recording, bank reconciliations, accounts payable/receivable management, payroll processing, and preparation of monthly management accounts. I also help businesses set up accounting systems and implement IFRS-compliant reporting.
Yes, I work with clients globally. My International Bookkeeping Services are designed specifically for remote clients. I use cloud-based accounting software like QuickBooks, Xero, and Zoho Books, making it easy to collaborate from anywhere. Learn more here.
A Fractional Finance Manager is a part-time finance professional who provides strategic financial leadership without the cost of a full-time CFO. I help businesses in Karachi and across Pakistan with budgeting, cash flow management, financial planning, internal controls, and board reporting — giving SMEs access to high-level expertise at a fraction of the cost.
Pricing depends on your business size, transaction volume, and specific needs. My bookkeeping plans start from PKR 25,000/month for freelancers and small businesses in Karachi. For Fractional Finance Manager services and custom packages, I provide tailored quotes after understanding your requirements. Contact me for a personalized quote.
Yes, I provide comprehensive tax compliance services in Pakistan including income tax return filing, sales tax compliance, withholding tax statements, and tax advisory. I help businesses in Karachi and across Pakistan stay compliant while managing tax risks effectively.
Getting started is simple. Reach out to me through the contact form, WhatsApp, or email. I'll schedule a free consultation to understand your needs, assess your current situation, and recommend the right services for your business in Karachi or anywhere in Pakistan.
Real feedback from people I've had the pleasure of working with in Karachi and across Pakistan.
“Muhammad Kashan Dagha handles all my accounting and tax filings with complete professionalism. As a media buyer, my income streams can be complex, but he manages everything seamlessly — from bookkeeping to filing my income tax returns in Pakistan. I don't have to worry about a thing.”
“MKD takes care of the full bookkeeping for Panwala Estate and files income tax returns for me and my family members. His attention to detail and deep understanding of tax laws in Pakistan give us complete peace of mind. I highly recommend him to any business owner in Karachi.”
“I rely on Muhammad Kashan Dagha for inventory valuation, sales tax annexure calculations, and management reporting. His professionalism and ability to deliver with a quick turnaround have made him an invaluable partner for my business in Pakistan.”
“Muhammad Kashan Dagha handles end-to-end bookkeeping for my restaurant and clothing brand in Karachi. His reporting and business analytics have given me real clarity on my operations — I finally understand where my money is going and how to grow profitably.”
Have a financial challenge or a project in mind? I'd love to hear from you — whether you're in Karachi, Lahore, or anywhere in Pakistan.